Making the Most of Your Bank and Savings Accounts When it comes to managing money whether personally or in your business, the way you use your bank and savings accounts can make a big difference. This isn’t exciting or sexy but but setting things up properly can seriously help your cash flow, make your life…
Accounting Horror Stories: Real Financial Nightmares (and How to Avoid Them) It’s Halloween, and while most people are watching scary films or carving pumpkins, we’re here to talk about a different kind of fright, accounting horror stories. At BAA Group, we’ve seen a few real financial nightmares in our time, the kind that keep business…
In a recent poll that i carried out, 86% of accountants said they don’t currently use AI tools or chatbots in their practice. In stark contrast, 98% of next-generation professionals entering the field say they already use or plan to use AI daily. This isn’t just a statistic, it’s a signal. The profession is standing…
Stony Stratford has always had a strong independent spirit full of growing businesses, passionate owners, and a sense of community that sets it apart. Whether you run a café on the High Street, a property business nearby, or a startup working from home, having the right accountant makes all the difference and better if you…
We recently ran a poll of accountants, the result 86% of accountants said they don’t use AI chatbots or similar tools in their practice. A small percentage of forward-thinking accountants are using AI to deliver faster, more cost-efficient service. At BAA Group, we believe being tech-friendly isn’t a gimmick, it’s a way to save clients…

Universal Studios is Coming to Bedford – What It Means for Local Businesses The announcement that Universal Studios is exploring a major new theme park development in Bedfordshire has created a huge buzz across the region. If approved, this would be one of the most significant investments in the local economy in decades. For entrepreneurs,…

Ben Brophy Speaks on AI for Accountants with CPD Store We’re proud to share that our founder, Ben Brophy, was recently invited to be a speaker on Artificial Intelligence (AI) with CPDStore. The session, “AI for Accountants – Simple, Profitable and Not Techie,” exploreS how AI is transforming the accounting profession and how firms can…
Do YouTubers and TikTok Creators Need to Pay Tax in the UK? With more and more people earning money online, one of the most common questions is:“Do YouTubers and TikTok creators have to pay tax in the UK?” The short answer is yes – once you start earning above a certain amount, HMRC treats your…
Self-Assessment for Content Creators in the UK: Everything You Need to Know If you’re a content creator in the UK – whether on YouTube, TikTok, Instagram, Twitch, or through freelance creative work – you may need to complete a Self-Assessment tax return. At first, many creators see their earnings as “just a side hustle.” But…
Alongside leading Brophy Accountancy & Advisory Limited trading as BAA Group, I’m proud to play an role in BBHSCA which is the Bedfordshire, Buckinghamshire & Hertfordshire society of Chartered Accountants. As part of this organisation, I work closely with fellow members to promote collaboration, professional development, and support for both individuals and businesses in our…