Personal Tax & Self Assessment Made Simple

Sorting your personal tax shouldn’t keep you up at night. At BAA Group, we take the stress out of Self Assessment — making sure your return is accurate, every relief is claimed, and it’s filed well before the deadline. Whether you’re an individual with a tax return to file, a landlord juggling rental income, or a content creator turning your audience into income, we’ve got you covered.

Led by Ben Brophy ACA, we offer a friendly, jargon-free service backed by over a decade of experience. No confusing forms, no missed deadlines, no overpaying HMRC.

Sort your personal tax with BAA Group → Contact Us

What Is Personal Tax & Self Assessment?

Personal tax covers the income tax you owe as an individual, reported to HMRC through the Self Assessment system. If you have income that isn’t taxed automatically through PAYE — from self-employment, property, dividends, or other sources — you’ll usually need to file a Self Assessment tax return each year.

The system can be confusing, the rules change often, and the penalties for getting it wrong add up fast. That’s where we come in. We handle the whole process, claim every relief you’re entitled to, and make sure you only ever pay what you actually owe.

The Key Deadline

Your online Self Assessment tax return and any tax you owe must reach HMRC by midnight on 31 January each year. Miss it and you face an automatic £100 penalty — even if you owe no tax — with interest building daily on anything unpaid. We make sure you’re filed and sorted in good time.

Personal Tax for Individuals

Whether you’ve got a side income, dividends, capital gains, or simply need a hand with your return, we make personal tax painless. We handle:

Self Assessment tax returns prepared accurately and filed on time
Allowances and reliefs claimed in full so you don’t overpay
Capital gains tax on property and investment disposals
High Income Child Benefit Charge and other tricky areas
Clear advice in plain English, whenever you need it

Personal Tax for Landlords

Property income comes with its own rules — and a few traps. We help landlords stay compliant and tax-efficient, whether you own one buy-to-let or a growing portfolio. We cover:

Rental income and expenses reported correctly
Mortgage interest relief applied under the current rules
Allowable costs maximised to reduce your bill
Capital gains tax planning when you sell
Making Tax Digital readiness for landlords ahead of the changes

Making Tax Digital for Income Tax

From 6 April 2026, landlords and sole traders with qualifying income over £50,000 must keep digital records and submit quarterly updates to HMRC under Making Tax Digital for Income Tax. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028. We’ll get you set up with the right cloud software early, so the transition is seamless.

Personal Tax for Content Creators

Earning money from YouTube, Twitch, TikTok, Instagram, sponsorships, or affiliate deals? That income is taxable — and HMRC expects you to declare it. The world of creator income is new territory for a lot of accountants, but it’s one we genuinely understand.

We help content creators with:

Declaring income from platforms, sponsorships, ad revenue, and brand deals
Claiming expenses properly — equipment, software, home studio, travel, and more
Sole trader vs limited company advice as your income grows
Gifted products and payments in kind, which often count as taxable income
Staying compliant while keeping as much of your earnings as possible

If your channel or platform has turned into real income, we’ll make sure your tax is handled properly — without killing the creative side of what you do.

Why Choose BAA Group for Personal Tax?

Never late. We file in good time, every time — no 31 January panic.
Maximised reliefs. We claim everything you’re entitled to, so you keep more.
Plain English. We explain your tax clearly, with no jargon.
Specialist knowledge. Landlords and creators are right in our wheelhouse.
Cloud-powered. Xero, QuickBooks, and FreeAgent make record-keeping effortless.
Proactive advice. We plan ahead so there are no nasty surprises.

How It Works

Free consultation. Tell us about your income and situation.
Send us your details. Share your figures and records — digitally or however suits you.
We prepare your return. Accurate, complete, and optimised for every relief.
You approve, we file. We submit to HMRC well before the deadline.
We keep you ahead. Reminders, planning, and advice all year round.

Frequently Asked Questions

Do I need to file a Self Assessment tax return?

Generally, yes if you’re self-employed, a landlord, earn income from content creation, receive significant dividends or savings income, or have capital gains to report. Not sure? Get in touch and we’ll tell you straight away.

When is the Self Assessment deadline?

Online returns and payment are due by midnight on 31 January each year. Late filing brings an automatic £100 penalty, even if no tax is due, plus daily interest on unpaid tax.

I’m a content creator — is my income really taxable?

Yes. Income from ad revenue, sponsorships, affiliate links, subscriptions, and even gifted products can all be taxable. We’ll help you declare it correctly and claim the expenses you’re entitled to.

Can you help if I’m behind on previous returns?

Absolutely. We regularly help people get back on track with HMRC and minimise penalties. The sooner you reach out, the better.

How much does it cost?

It depends on the complexity of your tax affairs. Contact us for a clear, fixed-fee quote with no hidden extras.

Ready to Take Personal Tax Off Your Plate?

Let’s get your return accurate, your reliefs maximised, and HMRC kept happy — so you can get back to what you do best.